Elegant villa in Montpellier, farmland, messages from facilitators: our good offers of the week for your money

Have an architect-designed villa in the chic suburb of Montpellier, an antique snuff box or letters written by former Public Enemy No. 1 Jacques Mesrine to his partner while he was in prison; Prepare for the end of the PER test for minors; Investing in agricultural land to support farmers participating in the ecological transition; And pay housing tax for their second home. These are our tips for your money this week.

Contemporary villa near Montpellier

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Live on the outskirts of Montpellier in a luxury villa located in a quiet and protected environment. This is the tempting cocktail served by the famous Domaine des Vautes in Saint-Gilles-du-Fisque, a town north of Montpellier. At this selected address set in nature, top businessmen, freelancers and footballers come together. “Here, nothing sells for less than 1,500,000 euros.”“, confirms Axel Renaud, from the Espaces Atypicals agency in Montpellier. The brand offers this villa designed by the architect and dating back to 2011, at a price of 2,200,000 euros. The development of 400 m² Habitable, that is, ten rooms, including five bedrooms, a cinema room, six parking spaces, plus an independent caretaker’s house. On the outskirts of the pine forest, the land extends over approximately 6000 metres² With an infinity pool and a 16-metre swimming path.

Purchasing agricultural land for committed farmers

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Are you looking for a tangible, responsible, alternative investment linked to the region? This is the financial offer from Feve (for “Fermes en ViE”), a young company from Bordeaux that has set up its own real estate company. Over two and a half years, the latter has already raised 10 million euros from 1,000 individuals and a few institutions and purchased 850 hectares of agricultural land. This land was leased with an option to purchase eleven farms, all of which were taken over by farmers (young or retraining) who were starting their own farm or taking over the work of a retired farmer.

“With this investment, our idea is to accelerate the agro-ecological transition and help create new generations of farmers willing to implement new practices. We especially support those who do not have land inherited from their families.”, sums up Vincent Krause, one of the three founders of Feve who received the approval of the Solidarity Company for Social Utilities (Esus). The area of ​​the purchased units ranges from 20 to 200 hectares. “We target medium-sized farms and lease them to farmers who meet our specifications, which call for diversification of production, development of natural infrastructure and respect for the soil.”He specifies.

By the end of the year, the company’s real estate portfolio will include about fifteen farms in western France. For those who are enthusiastic about this solidarity approach, the entry ticket for the placement, in the form of shares, is €500. No returns are paid during the investment period. It is planned that the value of the stock will be re-evaluated every year by 3%. This investment entitles you to an entry tax benefit: a 25% reduction on income tax, within the limits of €50,000 invested for a single person and €100,000 for a couple, all according to the tax bracket of €10,000. In return, these titles must be held for seven years. Given the regular climate risks and financial difficulties faced by those working in the agricultural world, the risk of capital loss cannot be ruled out.

Farandole from snuff boxes

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From 1770 to 1850, the snuff box enjoyed its golden age. It was a useful object to inhale and a ceremonial piece to display one’s social status. According to their desires and travels, the wealthy had them manufactured by the greatest goldsmiths and jewelers of the time. These tobacco boxes are always designed with precious materials (gold, hard stones), are often small (9 cm maximum), and come in all shapes. They mixed materials (enamel, mother-of-pearl, marble, porcelain, tortoise shell, etc.) and represented patterns or miniatures to suit their clients’ tastes. “Frederick II of Prussia owned nearly a thousand cars. Madame de Pompadour also owned many pieces.”“, points out Isabelle Cartier-Stone, a specialist in goldsmiths and gold funds at Christie’s.

For lovers of these precious and precious objects, this auction house is offering, online until November 21, “The Bayreuth Collection: Gold Boxes.” This group includes 130 funds with estimates ranging from 600 to 80 thousand euros. The star set is a Louis There are other models, such as a snuff box made of gold, enamel and fine mosaics (1830) designed in Geneva (from 20,000 to 30,000 euros) and another from the period of Napoleon III, from 1855, in gold in four colors (from 10,000 euros). In the amount of 15,000 euros). “After rising prices between 2012 and 2017, these decorative boxes now operate in a fairly stable market. You can pamper yourself and choose well-made pieces starting at 600 euros.”“, notes this expert.

Housing tax on second homes

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If the primary residence is now exempt from housing tax, this tax associated with real property remains for second homes. For those who have forgotten, tax notices have been available online since November 7 for non-monthly taxpayers, and can be consulted as of November 20 for those who have chosen a split payment. Quickly, payment must be made by December 15th.

In the privacy of Jacques Mesrine

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Nicknamed “The Man with a Thousand Faces”, “the French Robin Hood” or known as “Public Enemy No. 1”, gangster Jacques Mesrine – whose career (1936-1979) was the subject of a film – wrote every day when he was imprisoned in La Santi and Fresnes. Many of his letters were addressed to his escaped companion and girlfriend at the time, Jane Schneider, also imprisoned at Fleury Mérogé. More than 400 letters preserved by the latter’s daughter will be auctioned on November 23 in Paris by Baron Ribeyre.

This abundant correspondence, sent between 1972 and 1977, provides the opportunity to penetrate the thoughts of this charismatic and media figure in the world of French organized crime in the 1970s. The value of the 100 lots offered for sale, that is, packages of three to five letters, is estimated at between 500 and 500 pieces. . 600 euros. “Immersing yourself in reading these correspondence allows you to engage in their own history, from one prison to another, but not only that. These writings constitute a testimony to the prison environment and conditions of detention at that time. It also gives a vision of the period of the 1970s.” Jacques Mesrine discusses the conduct of His legal procedures, his relationship with his daughter, and current events »says Céline Bertin, manuscript expert at Le Prince.

Imminent end of PER for a minor child

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Since the Retirement Savings Plan (PER) was created in 2019, parents can open this plan for their minor children and finance it through voluntary payments and thus benefit from the reduction in income tax. But as of January 1, 2024, this distinct tax scenario for a family with children and multiple PERs should no longer be possible. Starting next year, plans will be “frozen” in minors’ names until they reach the age of majority. Result: Parents will be deprived of this tax deduction. However, there are still six weeks left to use this strategy one final time, either by subscribing to PER or by adding to the existing strategy.